If it was someone you lent your car to, then it should
Your insurance rate will increase.
Hope that you have lots of money.. Tell me your not stupid enough to drive a car with out insurance....
If someone without a valid drivers license and without car insurance drives a car that is covered by car insurance, does that insurance pay for that uninsured driver if they have a accident?
The short answer is... yes. Insurance companies consider that situation to still be your responsibility, especially since insurance coverage follows the car first, driver second.
Your insurance is the protection; that's the nature of insurance.
In my experience, if someone drives my car and get in an accident, I think he or her insurance has to pay for the damage of the other party and mine pays for the damage of my car. However, her insurance should go up, but not mine because I am not the one who drive at the time the accident occurs.
Usually it is the driver, there may be some liability if the car was in a state of disrepair or he was acting on your instructions.
You need to have uninsured motorist insurance as a rider on your insurance. If not you will have to sue the uninsured driver.
no. It could be, depending on the details.
Only if the other persons insurance covers anybody who drives the car.