When you allow someone to drive your car, you are giving them the coverage of your insurance. If they were to get into an accident, your policy would pay first.
If you have no drivers license then you have no business driving a vehicle, therfore you do not need insurance.
Yes, you can. You don't have to have a car insurance in order to have a driver's license.
no it is illegal
Yes, but you can not drive it.
No, some companies can insure you without a drivers license.
The idea behind takin away the drivers license was that you were being irresponsible to drive without insurance. Now you want to demonstrate how irresponsible you REALLY are by filing bankruptcy to get out of your moral obligation. I sincerely hope the court will require you to pay for the damages to the other vehicle BEFORE they let you drive again.
If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.
You get a ticket and your insurance goes up. You can not drive without a license and if you cost the insurance company money they raise your premiums especially if you get a ticket
yes you can get a auto loan without a license but you can not get auto insurance with out one and you can't complete the loan closing without insurance.
I am not positive but I would guess that (saying your BF is at fault)1) Your insurance will not cover your car since it was driven by someone without a liceance2) Your BF's insurance is not valid since he does not have a drivers liceance (even though it is active)3) You will be personally responsible for the damages to your car and your BF will be responseable to any damages he has cause during the accident.
No, Not necessarily, There are many insurance companies that will issue auto insurance coverage to you without a drivers license. It just depends on the underwriting requirements of the insurance company. Most of the larger national companies will require a drivers license first but many local and regional insurers will have no problem with it.