Your own liability insurance will never pay for the damage to your property or for your medical expenses. Your collision insurance pays for damage to your property, if it is your fault. Your Uninsured Motorist Insurance or Underinsured Motorist Insurance pays for damage to your property if caused by someone else who is uninsured or under-insured.
Your liability insurance will pay for the damage to someone else's property or for someone else's medical expenses, if it is your fault.
Someone else's liability insurance will pay for the damage to your property or for your medical expenses, if it is their fault.
As long as you have the title that he signed off of it and you signed on and you have insurance on the vehicle it will be covered.
It does not pay for your vehicle. You would have to have collision insurance. In a one vehicle accident, liability only would come into affect if you caused damage to another person's property.
In California it is normally necessary for you to currently have comprehensive and collision coverage in place at the time of the accident for your gap insurance to take effect.
Not unless you have the new option in insurance of the new car replacement. If your car is totaled, you will be paid the Blue Book price for your vehicle. This sum is the amount your vehicle is worth at this time. Any amount over this sum that is still owed to a car loan is still due.
Absolutely. Even if you pay cash for the vehicle you will need to prove that you have liability insurance in order to legally drive off the lot. If you are financing the vehicle you will have to show that you have liability and physical damage coverage before driving off the lot. The dealer will contact your insurance agent to verify that the coverage is in force and will add the vehicle to your policy with the coverage that they require and that you want.
Yes. With blow jobs.
You are required to have at least Liability Coverage for the vehicle before ytou drive it off the lot!
Your insurance will only pay off what the blue book value of the car is, whether that's enought to pay off the vehicle is unknown to me. If you owe $7k and insurance says the car is worth $5k you owe the $2k difference.
Yes, if your insurance company will not pay it all.
I assume you are talking about a vehicle that was totaled. Depending on your state's laws, you may be able to get something like a salvage title or similar. Basically it is a title that allows you to register the vehicle but you cannot pass it off to a buyer as a clean title vehicle. This can be fine for a project car or a personal vehicle but will decrease its value for resale.
Usually workers comp is less than the Liability Insurance. The Liability is based off of the gross receipts where as the workers comp is the number of employees and their hourly rate.
If the object came off the other vehicle there liability coverage will pay for the damage. If it came off the road and was just kicked up by their vehicle then they are not liable for the damage. In that case it is called road hazard and would not be covered by the other parties insurance. Your insurance will pay for it if you have physical damage coverage on your vehicle.