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Will liability auto insurance policy cover a person driving your car if they have an out of state drivers license or an expired license?
Wiki User
∙ 12y ago
It depends on why they were driving your car and on what type of insurance you bought.
If you bought the cheapest coverage, usually a limited or named driver policy then there is no coverage for anyone other than those named drivers listed on the policy.
If the driver was a known driver that you failed to disclose, "concealed drivers" when you bought the policy, again there would be no coverage regardless of policy type due to fraud.
If your not sure about your coverage just call and ask the company or contact your insurance agent for clarification.
Wiki User
∙ 12y ago
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Can you get ticket with insurance but expired license?
You have insurance and drivers license is expired can you be ticketed
You have a good track record with regards to your drivers license and if you had an accident with an expired drivers license and renewed it the next day after the accident will the insurance pay out?
If you were driving with an expired drivers license they will not insure you so if they find out you are up s--t creek. what they may do is ask you for your drivers license record up to date and then they will spot it. If you are lucky they wont. However they have not paying insurance down to a fine art.
Does texas liability insurance cover a person driving your vehicle that has a out of state drivers license. What about if it is EXPIRED and OUT of STATE?
It depends on why they were driving your car and on what type of insurance you bought. If you bought the cheapest coverage, usually a limited or named driver policy then there is no coverage for anyone other than those named drivers listed on the policy. If the driver was a known driver that you failed to disclose, "concealed drivers" when you bought the policy, again there would be no coverage regardless of policy type due to fraud. If your not sure about your coverage just call and ask the company or contact your insurance agent for clarification.
Dose your insurance go up for driving a vehicle with an expired sticker?
Not usually, your insurance generally goes up when you have a moving violation.
Can i file a successful claim on my insurance with a expired drivers license?
no, because it is not current, there is no proof it was ever actually valid
If you have an expired license and get into an accident will your insurance pay the claim if your policy is paid?
If you have a current insurance policy and are in a car accident, but have an expired license, it is up to the insurance company if they will pay the claim or not. It could be in their clause not to, if a person does not have a valid drivers license, especially if you are the one at fault.
Who is at fault when driving someones car with expired ins and registration?
The person who owns the car is responsible for license, insurance and registration. You are required to have your own insurance.
Understanding Pennsylvania Car Insurance Laws?
Drivers with currently registered vehicles in the state of Pennsylvania must carry liability insurance according to Pennsylvania car insurance laws. Car insurance protects other motorists driving on Pennsylvania roads by covering property damage or injuries that you have caused. Pennsylvania car insurance laws state that drivers can be penalized if they fail to maintain adequate liability insurance.Mandatory Coverage Required in PennsylvaniaAutomotive insurance is mandatory for drivers in Pennsylvania. The minimum amount of coverage required by state law is $15,000 per individual, $30,000 per incident involving more than one person and $5,000 for property damage. Drivers desiring to protect their personal assets may purchase additional coverage. If you are involved in an accident that is considered your fault and the value of the other driver's claims exceed your policy coverage, the driver has the right to take action against you concerning the amount that was not covered by your insurance policy.Penalties for Not Maintaining Vehicle Insurance in PennsylvaniaDrivers who fail to comply with Pennsylvania car insurance laws may face severe penalties. A driver whose insurance coverage has expired for longer than one month will receive a vehicle registration suspension for 90 days. A driver whose insurance coverage has been expired for less than one month must confirm with PennDOT that the car was not driven while the insurance was expired. Individuals driving vehicles without the proper insurance coverage in Pennsylvania will also have their driver's license suspended for 90 days. PennDOT requires that drivers turn in their vehicle registration plate, card, sticker and driver's license while serving the suspension. Drivers can reinstate their vehicle registration and driver's license by paying a $50 reinstatement fee and submitting proof of insurance.Insurance Company RequirementsPennsylvania car insurance laws allow insurance companies to use consumers' personal credit histories to determine insurance coverage and rates. Insurance companies are required to notify PennDOT when a Pennsylvania driver's insurance policy is cancelled. State law does not require insurance companies to notify PennDot of insurance policy reinstatement. That is the responsibility of the driver.
What is the penalty of driving with expired insurance but my car is still insured and it was just the card that is expired?
It is same as driving without the insurance, need to renew the policy before it's expiry date.There shouldn't be lapse in the current policy,has to be renewed when it's about to expire to maintain its continued validity as current policy.
Does your auto insurance stay valid if you crash with an expired license?
Most insurance companies will specify that the driver must be 'road legal'. That means a valid driving licence for the vehicle must be held, an expired licence is not a 'valid' licence.
If you get caught driving in the state of KY with expired tags what happens?
The only thing that will happen if you are caught driving with expired tags in Kentucky, is a fine of 143 dollars. No points will be added to your insurance and there is no risk of license suspension or jail time.Ê
Can you get insurance once policy is expired?
Yes, but many times you will be considered high risk even if you have a good driving record.
