0
Will homeowners insurance pay for mold removal hidden under paint on ceiling of covered porch there at the time of purchase?
Wiki User
∙ 13y ago
You'll have to refer to your policy language or consult with your agent. Most homeowners Insurance policies offered since the late 1990's automatically exclude coverage for mold or fungi and relegates back to a home maintenance issue.
Also note the pre-existing conditions clause in your Home policy.
The home Warranty purchased with most homes new and used, warrant property condition at the time of delivery.
Wiki User
∙ 13y ago
Add your answer:
Earn +20 pts
Are snowmobiles covered on your Homeowners insurance policy?
depending on you insurance company... I know my snowmobiles are covered on my homeowners
How do you know if the dirt the house is built on is not part of the homeowners insurance coverage?
Earth movement is generally not covered under a homeowners insurance policy so that should answer your question. The only case it might be covered is if you purchase an endorsement to add coverage for earthquake. Remember that maintenance and faulty building is not covered under homeowners insurance.
What to do if you're denied a homeowners insurance claim for hail damage?
Purchase Extended Coverage that includes Wind and Hail losses with your Homeowners Insurance Policy. This way future losses will be covered.
I am a first time homebuyer and I was wondering is Flood Insurance covered with Home Insurance?
No, you are not protected from a flood with your basic homeowners insurance. Most companies that sell homeowners insurance will probably sell flood insurance as well, but it will be it's own purchase.
Is your car covered by homeowners insurance on their property?
No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.
Does homeowners insurance cover demolition?
Yes. That is covered on a homeowners policy.
Is telephone fraud covered by homeowners insurance?
No. Not a covered cause.
Are garages covered by homeowners insurance?
Yes, Garages both attached and detached are typically covered structures under your homeowners insurance policy.
Does homeowners insurance cover the root cause?
No. homeowners insurance covers resulting damages of the covered perils.
Is being sued for your home covered by insurance?
It depends on why your being sued. If your homeowners insurance covers the act that caused the suit, then you should have legal defense costs coverage if you purchased liability insurance with your homeowners insurance policy. If you did not purchase liability coverage then your insurance company will not defend you.
Is scabies covered on homeowners insurance?
Of course not. Scabies is a skin condition caused by a type of mite. There is not way that this would be covered under a homeowners insurance policy
Is your snowmobile covered under homeowners insurance if stolen?
No. You need to purchase a seperate policy for snowmobiles, ATVs, boats, motorcycles, etc.
