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Ask your insurance agent to be sure.

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17y ago
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Q: Will homeowners insurance cover removing a giant swarm of honey bees that made their hive between the upper and lower floors of your home?
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Does homeowners insurance cover damage to floors caused by an accidental spill?

No, this is considered normal wear and tear.


Is homeowners insurance or condo insurance or both responsible for leakage from the roof that has caused damage to the floors ceiling and walls?

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Vertical connectors between floors are known as a RISER


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