Sorry but homeowners insurance does not pay for preventative replacement of a sewer line. This is an item that would be considered maintenance. Sorry this is not what you want to hear but that's the way it is.
I have a mobile home and the furnace caught on fire and is now damaged does my homeowners insurance cover this as a replacement
It would depend on whether or not you are liable for the injury. Homeowners insurance is not a viable replacement for medical insurance.
No, homeowners insurance is not a replacement for health insurance.
No. The insurance will only cover the replacement of the one brick wall that falls.
No. Homeowners Insurance does not cover the owners default on a mortgage note.
No. Homeowners insurance is "Property" coverage. Murder is a criminal offense and is not a covered peril under a home's property hazard insurance policy. Homeowners insurance does not provide liability coverage for criminal acts nor is it a replacement for a life or death insurance policy.
No, if the gutters were not installed correctly.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Settling of earth is not a covered cause of damage. For this reason, the homeowner's insurance will not cover replacement of the windows. This is a maintenance issue that is your responsibility as the homeowner. Maintenance is never covered by the homeowner's insurance. Sorry.
No. Homeowners insurance does not cover remodeling nor normal expected maintenance and risk mitigation of a home.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.