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Yes, If your roof was damaged by a covered peril on your Home Insurance Policy then you have coverage.
If your roof is just old and is due for a replacement then that is part of the home owners maintenance responsibilities and is not covered under your policy.
Roofs occasionally have to be replaced when they reach the end of their life expectancy much the same way you need to paint every number of years. It's just normal maintenance. Failure to maintain your home in a reasonable condition can result in cancellation or non-renewal of your Home Insurance Policy.
What else can I help you with?
Does home insurance cover vehicle damage from roof tiles?
NO, Homeowners insurance does not cover automobiles.
Does homeowners insurance cover roof damage?
Depends on what damaged the roof. They almost always cover it. Call them. If they say they don't cover it, then ask where it says that in their policy.
If a tree falls on your moon roof what insurance coverage do you use?
File a claim on your comprehensive auto insurance if you have it. Your homeowners insurance will not cover damage to your vehicle.
Does homeowners insurance cover leak in roof?
This depends on the Terms and Conditions of the Policy, you will find these on the Policy Document itself.
Does homeowners cover water damage from a leaky roof?
In most states, homeowner's insurance does not cover water damage from a leaky roof. Water damage is generally covered under a separate policy called flood insurance.
Does homeowners insurance cover foreclosure?
No. Homeowners Insurance does not cover the owners default on a mortgage note.
Does homeowners insurance cover your child damaging the neighbors vehicle?
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
If you loose roof shingles will your homeowners policy cover the cost to replace?
A call to your insurance company describing why the shingles were lost will answer your question.
Does homeowners insurance cover your mortgage if you are laid off?
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Does homeowners insurance cover sprinkler system?
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Does homeowners insurance cover hospital from a car accident?
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
Does homeowners' liability insurance cover personal injury on another property?
No, your Homeowners Insurance will not. Your Medical Insurance Will.
