If the tree fell due to a covered cause it will pay for the wall as well as the garage. If the tree was dead and should have been cut down before then you may have a cause of neglect which would not be covered. If a live tree was blown over due to a storm then you have coverage. Losses must be due to a covered cause and be "sudden and accidental".
No
You need to ask your insurance representative what your policy covers.
Depends on the cause of damage. Need to be more specific to get an answer.
No damage to motor vehicles is specifically excluded
This depends 100% on two things:What damaged the flueAnd are you covered for that type of damage
Rebuilding the house and buying all new items to replace those damaged
Homeowners insurance covers the house itself should it be damaged. Many of the policies include liability insurance so that if anyone is injured there you have protection. There are some types of mortgage insurance that cover the remaining mortgage should the owner die. But, if the lender does not require it due to a low down payment, one would have to specifically buy that.
Certainly not. Homeowner's insurance does not pay for renovation to any part of your home unless it was damaged and the damage was due to a covered cause. And, in the case of damage, the insurance will strive to replace, not improve the situation.
this is something that you should discuss with the delivery company first. It is likely that their liability insurance would cover something like this. If not, then discuss it with your insurance agent. hope this helps!
The replacement of your boiler sound as if it is a maintenance issue and not something that could be covered by your homeowner's insurance policy. The damage would have to be caused by a covered cause such as a tornado, fire, vandalism, windstorm, etc. and I can't think of a way that it was damaged by one of the covered causes. Sorry.
No
No one is responsible or liable for an act of nature. It's up to the owner of the property is he wants to replace a storm damaged tree. The tree is not a covered structure under a homeowner insurance policy.