You'll need to check your policy language or contact your insurance agent to determine if you have the coverage.
Most policies these days have a built in mold exclusion unless you pick it up as an additional endorsement.
Home Insurance and Felled TreesYes it does. Not only does it cover the cost to repair the house but also removal of the tree. If you have others in danger of falling, it is your responsibility to take them down.
Whether home owners' insurance covers tree removal depends on the particular policy you have. Many policies, but not all, will cover removal of a tree that has fallen on a house. However, a tree fallen across a driveway may be a different matter. Read your policy and talk to you insurance agent or representative.
It really depends on your insurance co., Auto Owners Ins. doesn't cover asbestos removal, just found out today after my aluminum siding was damaged in hail storm and seen that I had asbestos siding under it and said they don't cover it.
No. This is not what homeowners insurance is designed to do. This is not a covered cause. Homeowners insurance covers more than any other kind of insurance especially with the premium as low as it is.
If your garage doors were damaged by a covered peril as defined by your home insurance policy then the door would be covered.
All insurers are different. It is best for you to contact an insurer directly and find out what the "fine print" reads.
No. Homeowners Insurance does not cover the owners default on a mortgage note.
I beliieve it does.
Only if you had your jewelry appraised and included it onto your home owners insurance