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Will home owners insurance cover a detached garage with a caved in roof that needs replacing?
Wiki User
∙ 18y ago
It depends on what your policy says, and what caused the roof to cave in. If it caved in because it was not properly maintained, then the answer is most probably no (say for example the garage is 50 years old and the roof caved in because it just rotted away). If it caved in because it was covered with heavy snow and ice, or a storm or other act of God caused it, then it may be covered if your policy covers outbuildings or other improvements on your property. Start by talking to your insurance agent, but don't give up if they tell you it isn't covered. Read your policy. If it sounds like there is any possibility that your policy might cover it, appeal the denial of the claim and consult an attorney.
Wiki User
∙ 18y ago
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What's garage liability insurance and its coverage?
Your garage insurance should be covered by home owners insurance or renters insurance. I am not sure you would need liability insurance in a garage though, because no one else would be hurt in there.
Does home owners insurance cover a caved in garage roof from snow?
Yes.
Does home owners insurance cover repair of garage doors?
If your garage doors were damaged by a covered peril as defined by your home insurance policy then the door would be covered.
Where can contents insurance be obtained for tools stored in a garage?
I have my contents covered on my home owners policy.
What are other structures in a homeowners insurance policy?
Other Structures typically covers detached structures such as garages, storage sheds, and fixtures attached to the land including fences, driveways, sidewalks, patios, and retaining walls. Detached structures used for business purposes are not covered under a personal home owners insurance policy.
Will the home owners insurance cover if my vehicle hit my garage wall?
No,, That would be covered under your auto insurance policy. Homeowners insurance does not cover damages to street vehicles.
Is Auto Owners Insurance Company a parent company of Utica Mutual Insurance Group?
No. Auto-Owners is the parent company of Owners Insurance, Southern-Owners Insurance, Property Owners Insurance, Home-Owners Insurance, Auto-Owners Life Insurance. They have no affliation with Utica
Your niece drove into your garage door w her car and did 1k damage to the garage should your niece claim it on her auto policy or should you claim it on your home insurance?
Since it was caused by the vehicle, the vehicle insurance should cover it. Most home owners insurance companies would probably make a claim against the auto insurance company, if they covered it.
Car parked in garage has a loss will it be covered under home owners or auto policy?
That depends on the nature of the loss. Contact your Insurance Agent and he will be able to advise you on coverage.
What is home owners insurance?
Uhmm,, Let me Guess? Is it Insurance that covers an owners HOME perhaps?
What type of insurance does the Auto Owners Insurance Company provide?
Auto Owners Insurance Company seems to provide their customers with many different policies. They have Auto, Life, home owners, contents and renters insurance available for all budgets.
What types of insurance does 21st Auto Insurance offer?
The types of insurance offered by 21st Auto Insurance are: Home Owners insurance, renters insurance, manufactured/mobile home insurance, speciality home-owners insurance, flood insurance, antique auto insurance, to name a few.
