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If you intentionally do the damage then it is excluded and the policy will provide no coverage.
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To expand upon above answer, it depends on your insurance coverage. As said, deliberate damage is not covered. LIABILITY insurance covers damage you do to someone else or their property. COLLISION insurance covers damage you may do to your own car (by accident)
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Does your insurance cover damage to neighbors car by shingles?
Your car insurance does not cover damage to another persons car that was caused by your home via weather or unforeseen circumstances. Their own insurance should cover the damage dealt to their car, assuming they have more than just liability coverage. If not, then it is their problem to fix their car.
What part of your insurance covers someone running into a fence?
The person's collision insurance should cover the damage to their car, and their liability insurance should cover the damage to the fence and property. If they have no collision insurance, they will have to fix their car on their own.
Does your auto insurance cover damage to neighbors car by shingles?
Your car insurance does not cover damage to another persons car that was caused by your home via weather or unforeseen circumstances. Their own insurance should cover the damage dealt to their car, assuming they have more than just liability coverage. If not, then it is their problem to fix their car.
A man hit your car with his car.he has autoclub insurance does his insurance cover the damage to your vehicle?
no, you should have your own.
Does liability auto insurance cover your car if you hit a pole?
No. Liability insurance will only cover your liability for property damage/injuries to others. In this case, it would cover the damage to the pole you hit. Your liability coverage will never cover damage to anything you own. You would need collision/comprehensive coverage to cover damage to your car.
Does your insurance cover you in your friend's car?
Yes, some of your own automobile insurance can cover you while driving your friends car. The coverage that your friend has on the car will be the primary coverage and then if that coverage is insufficient for the damage caused then you can go to your own policy for additional coverage.
What does it mean when someone has liability insurance?
It means that their insurance company will pay for damage done to the other party. However, they are on their own for damage done to their own car and their own medical expenses. Collision coverage is for damage done to your car during an accident. Comprehensive coverage would cover other types of damage, such as a tree falling on your car or the actions of vandals.
Will my own car insurance cover a rental car?
Your own car insurance will only cover a rental car in some cases. It will depend on your current insurance plan. Either way, you can take out insurance for the rental car.
Is liability automobile insurance the best cheap coverage?
It covers you if you hit someone for their damage only. It wont cover any damage to you and your own car.
Does your liaility insurance cover you if your car catches on fire?
No. Liability Insurance or commonly known as Third-party Insurance does not cover damages against fire for your own car. If you want coverage against fire for your own car, you should opt for a Comprehensive Car Insurance Policy as this policy offers all-round protection to you and your car.
A car with liability insurance only is borrowed and in an accident Car is totaled Whose insurance will cover?
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).
If you ride someones motorcycle are you covered by your own car insurance?
car insurance does not cover motorcycles
