Why would you even want to consider a question like this? If a person is restricted to driving only in the daytime that means their license is not valid after dark. If you allow someone to drive when they do not have a valid license they may not be covered, they certainly are not legally driving. Also, the driver must be listed on the policy as a driver and you have to have given the company all their information like their drivers license, date of birth, driving record, etc.
Yes, there is a such thing as Accident only Insurance coverage. Accidental only insurance coverage covers any accident that leads to injuries that result to loss of limps, eye sight or life.
Insurance is VERY specific when it comes to when coverage starts. If you had the accident BEFORE you got insurance any damage sustained before you purchased the policy damage would not be covered. If you had an accident after the purchase of the policy then any damages would be covered.
You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :
Usually your own insurance.
Yes.Thats what full coverage covers
Your insurance is either valid on the day of your accident or it isn't. If you are asking what happens if the policy was valid on the day of the accident but lapses before the claim is settled then the coverage that was in effect the day of the accident still applies. If your policy was not in effect the day of the accident then coverage will not apply.
Accident only insurance coverage is a type of insurance that those who are hospitalized for injuries and other disabiling work related causes. All are eligible except those who are eligible for Medicare.
It depends on your coverage & the state, but normally if you have full coverage your insurer will cover any accident you are in.
Yes they will, but you may have to pay a deductable if you do not have uninsured motorist coverage, and you you must have comp & coll coverage.
Underinsured motorist coverage is a coverage in case you have an accident with someone who doesn't have insurance or enough insurance. For example, if someone hits you and they don't have enough coverage to fix your car, your insurance would help you out.
Uninsured motorist coverage
That depends on the nature of the accident, types of insurance coverage you possess, and whether or not you are at fault.