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Will an insured liability cover damages and injuries caused by an intentional criminal act?
Wiki User
∙ 11y ago
It depends on what your saying. Was the intentional act, an act of the insured or was the insured the victim of a crime willfully caused by another.
If you are the victim of a crime then your insurance may cover your losses. If so, your loss would not be covered under the liability portion of your own policy though, it would be covered under your comprehensive coverage. A person can not be liable to oneself.
Losses and damages that arise from the Intentional acts, Criminal actions, Wanton negligence etc. of the insured are typically excluded from an insurance policy.
Insurance is designed to cover unforeseen losses, accidental losses and catastrophic losses not willfully inflicted by the insured.
Insurance would never be able affordable to anyone if it was expected to cover willfully inflicted losses of an insured.
Wiki User
∙ 11y ago
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Does liability insurance cover a stolen car?
Liability Insurance and the Stolen VehicleNo, Liability Insurance provides coverage for damages or injuries that we cause to others. It does not provide coverage for our own vehicle damages or theft.
What happens if you hit an an uninsured motorists and you only have liability?
If the accident is your fault, your liability coverage will pay for the other person's damages. You will be out of luck as no coverage will be afforded for the damages to your vehicle or any injuries to you or your passengers.
What is homeowners liability insurance for?
The liability portion of your home insurance policy provides protection in the event someone asserts a claim of liability against the homeowner for damages or injuries.
What is meant by the term civil liability?
The term "civil liability" means that another person or a business can sue you and end up being awarded damages by the courts. Civil liability is distinguished from Criminal liability.
What are the differences between intentional and unintentional injuries?
Technically, the unintentional injuries are damages to ones body that occurred by error. The intentional injuries are often self-inflicted injuries, although putting yourself in harms way would qualify. Often the nature of the injuries are different.
What are damages and their classifications in law of tort?
Damages is a general term that can be used to describe the harm caused by a tort and can also be used to describe the compensation awarded to the person who suffered that harm. When it describes the actual harm, it refers to a physical, mental or out-of-pocket money losses as a result of the tort. When it describes the compensation for the harm there are 2 types, compensatory damages and punitive damages. Compensatory damages compensate the injured person for the injuries suffered as a result of accedental or intentional torts. Punitive damages punish the person committing the intentional tort. For intentional torts, both compensatory and punitive dameages may be awarded.
What does it mean to contest the issue of liability?
Virtually every civil lawsuit has two components to be proved by plaintiff to win the case: liability and damages. In a car accident it is sometimes unclear who was at fault.Sometimes both were at fault either equally or in different degrees of comparison. If plaintiff fails to prove defendant was negligent, then defendant is not liable for plaintiff's injuries, no matter how serious. The key to a defendant winning a case like that is to focus on the issue of liability, meaning defendant contests the issue of his negligence and therefore his liability for damages. There are some cases where the extent of the injuries is not a real issue, but liability is. In such cases, a defendant might contest liability only with the damages being a foregone conclusion.
What has the author Alfred Rest written?
Alfred Rest has written: 'Convention on compensation for transfrontier environmental injuries' -- subject(s): Liability for environmental damages 'Internationaler Umweltschutz und Haftung' -- subject(s): International Environmental law, Law and legislation, Liability for environmental damages, Transboundary pollution
Will auto insurance cover a vehicular manslaughter or involuntary manslaughter accident?
Auto insurance does not cover intentional criminal acts. So it would really just depend on the circumstances. If the insurer determines that it was an accidental loss, then resulting damage and injuries should have coverage up to the liability limits provided under the terms of your insurance policy. If damages exceed the liability limits of your policy you will be responsible for the excess above what your insurance policy will cover. It's times like this when we realize that it's not always a good idea to by just the cheapest minimum required limits.
What is the advantage to having liability insurance on older vehicles?
It does not matter how old your vehicles is. Liability insurance is for your protection and I believe mandatory. If you are at fault that is where your insurance company will pay for the damages and injuries you caused to another person or vehicle. J
What has the author Dorel George Matei written?
Dorel George Matei has written: 'Daunele morale' -- subject(s): Cases, Torts, Personal injuries, Damages, Liability (Law)
Can i collect damages from my neighbor fr a fire casued by arson?
Your homeowner's policy covers loss by fire. Generally speaking, the cause of the fire is not at issue.If someone intentionally set fire to your home, they are legally liable, and you should consult an attorney about suing for damages. Their liability coverage will not cover them for an intentional act.
