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Homeowners insurance on a vacated propertyDiscerning whether or not your home insurance plan works well for you can be tricky, with all the complicated paperwork and confusing policies. One question homeowner's face is whether or not their insurance company will honor their policy if they no longer live at the insured home, but has a friend or relative check up on it regularly.

As with any insurance policy, read through every facet of your contract very carefully; depending on what your company has written, whether or not your home would still be insured will most likely vary. In general, however, most insurance companies require that you inform them if you are going to be living away from your home for a month or longer.

Generally, most Home Insurance policies typically require that you notify the insurer with 30 to 60 days of vacancy. Failure to do so can void all coverage on the policy for the home releasing the Insurance company from all liability.

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Q: Will an insurance company honor a home insurance policy if the resident no lives there but has a relative to periodically check on the home?
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