yes. it is a covered loss Payable under comprehensive or "other than collison"
depends what you mean, insurance will pay for a fire from an faulty electrical system, the insurance company will not pay for the faulty product itself only the resulting damage.
It covers physical damage to your car. It will pay for repairs.
An SR22 insurance policy is a regular insurance policy with some additional requirements of the insurance company to notify the State Department of Motor Vehicles and restrictions on cancellation. In a rental car situation, the rental car company will carry the liability coverage and physical damage coverage. You are responsible for a deductible for any damage done to the vehicle. I recommend that you purchase their physical damage waiver so you will not be responsible for damages.
In any state where no-fault auto insurance is required by law, you recover the cost of damage to your auto and to its occupants from your own insurance company. There is no need to prove who was at fault in the accident. For example, if two cars crash each other, each goes to its own insurance company to be reimbursed for the physical damage and medical costs which result.
Comprehensive and Collison are the two types of physical damage coverage.
If the insurance is in effect when the damage occurred, the lack of registration shouldn't matter.
Physical Damage coverage on an auto policy covers all parts of the car that are damaged in a covered loss or covered accident. Maintenance issues are not covered on auto insurance.
Yes.
good way to get hit with an insurance fraud charge
It doesn't matter what we say here. Ask your insurance company!
HIRE AN INDEPENDENT APPRAISER. FROM INS AGENT IN TX
If you purchased the rental company's insurance option then the rental company's insurance is responsible. If you did not purchase the insurance option, then YOUR insurance is responsible.