Did you get in an accident and keep your damaged car If so that's why they had you sign a waiver The car is not able to be insured as it it now until its fully repaired and able to be insured again
it depends on the company
If the teenager is added to the parents' insurance, then consent is automatic as it is the parents who make the arrangement. As to whether a teenager can buy his or her own policy without parental consent, that may vary from company to company and state to state. Is is best to check with an independent insurance agent who is authorized to speak for several different companies, and will know any applicable state regulations.
This is a HIPAA (federal Health Insurance Portability and Accountability Act of 1996) violation.
In most cases, a stepdaughter would not be able to purchase life insurance on a stepfather without his consent. The stepfather would usually need to give permission and be involved in the process, as he is the insured party.
If such a scenario arises and you have objection to it, bring the matter to the notice of the official concerned of the branch office of the insurance company concerned in writing for their immediate needful action.
The short answer is NO, I doubt that they could, it is not their right to waive.
I can't think of a reason why not. If you want to pay someone to insure something (or someone) they should let you. I suppose it really depends on exactly what the insurance policy is (life insurance, auto insurance, some other general liability insurance). Check with the specific insurance company about the specific type of insurance for an exact answer.
At the clinic I work at, we have patients sign a release once a year allowing us to submit claims to their insurance company for the year. It doesn't specify which insurance company though. I would check with your clinic to see if you have signed something of the sort. And if not then it probably is illegal for your clinic to submit a claim without your permission.
No, there is no privacy when you have insurance. If you get treatment or testing for something medical and it is covered by insurance. The insurance company will know anything related to that. However the HIPPA law that was inacted prevents them from telling anyone else. No. Insurance companies must make the applicant aware they will be testing for HIV, provide general information to them and have the applicant sign a written informed consent. Health insurance (including hospital, medical, and surgical expense coverage) cannot be denied simply because the applicant is HIV positive. However, disability and life insurance companies are allowed to ask applicants if they have been diagnosed or treated for AIDS or ARC, and deny coverage or charge other than a standard premium for the policy based on the answer. While they may not ask if an applicant has ever had a positive HIV test, they can require an HIV test as part of the company's underwriting rules before issuing a policy.
I am pretty sure that they can do that I'm a little younger than you probably think so.Hope it helped,Abbey
Consent to Rate means that the insurance company must have the consent of the insured (i.e. by a signed form) to charge higher than the filed (with the State, if applicable in your state) rate. **** More information** To elaborate on the above answer, Florida is a good example of a state that allows Consent to Rate - these forms must be signed prior to binding. the resons for consent to rate would be Unable to Obatin Coverage at the filed rate, Unfavorable loss experience, unusual hazards or claims activity and such. Source: Commercial Insurance Workers Compensation Expert
Of course not. Also note that you cannot insure a vehicle that you do not own. If you do the company will probably not pay a claim because you do not own the vehicle. They also cannot pay the owner of the vehicle for damage because that person does not have contract with the insurance company so overall you wasted the premiums. It is your responsbility to read your insurance policy and make sure the information is correct.