That doesn't make sense. You may have misunderstood. The 16 year old driver would have to be listed on the policy as a driver. Most companies will not even allow a 16 year old to purchase insurance in their name because they are not a legal adult and an insurance application and policy make up a legal contract.
yes ,if you want to have it insured when it gets stolen
A letter you write to your insurance agent/company when you want them to give you money for something you insured with them, explaing why.
There is no such thing. In the United States the insured has the right to hire whomever they want to effect the repairs.
I don't want to chance your insurance company but if you do, the accident was not your fault so it does not matter. Just ask your agent this question. He is here to help you.
The reason why life insurance companies ask about other life insurance coverage is to determine if you have a need for additional life insurance. The insurance companies do not want you to be overinsured.
The best company to get boat insurance through is probably Progressive Insurance or Nationwide Insurance. Although you may want to check your current companies rates if you already have car insurance through them.
depends on the insurance you bought, sometimes the insurance company ask if there is any else driving this car and which they might charge you more, then they won't want to pay for your losses
With a piece like that you are going to need an appraisal, especially if you are planning on insurance it. The insurance company will most likely want a copy of the appraisal as well.
Yes, you want to ask for a certificate of insurance. This should come directly from the insurance company or agent. A bond should be the same way. I would also call and make sure that the cert of ins is good.
If you know the identity of the insurance company or the insurance agent that sold it to the insured, you can call. However, if you are not the insured, they will want to know the reason for your call and your authority to call on the insured's behalf. If the insured has died and you have reason to believe that you were the beneficiary of the policy, ask the insurer to send you a life insurance claim form. You will have to supply information about yourself, the name of the insured, and the policy number. Fill out the claim form and return it to the insurer. It may have to investigate to determine whether you are the correct recipient of policy benefits.
== == The insurance company will decide if they still want to INSURE Mom, seeing as she lets UN-INSURED drivers use her car. They would be well with-in their legal rights to cancel her insurance outright for that. And after she is canceled by one company, she will have a lot of trouble to get ANY insurance coverage at all.
Yes. This occurs when a review of your home shows it to be under insured. If your house is insured for 200,000 when it would actually cost 300,000 to replace then it is a problem as most insurance companies guarantee to cover up to the replacement cost.