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Whose insurance is responsible for damages on a loaner car from a car dealership?
Wiki User
∙ 16y ago
Until an expert car rental agent, or an insurance expert can improve the following answer, it will have to be from the standpoint of a layman who occasionally rent vehicles. When you sign a rental contract, you agree to be responsible for any and all damages to the rented vehicle. As I have always had insurance on my vehicles, it will pay for losses for which I am responsible, but only if there is no other insurance in force. In the event that someone else is legally responsible for the damage to the loaner car, then it may be that with luck, they are insured, and their insurance carrier will pay for the damage. BUT, if they don't, the rental agency will continue to hold you personally responsibe.
Wiki User
∙ 16y ago
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Is the dealership insurance on a loaner coverage for property damage?
This would depend on Dealership's policy as they have the choices of coverage when they take out the policy. In any case, it will only cover property that belong to the dealership and will not cover your property unless they are proven legally liable due to some action by them. If you had property that was damaged in a loaner car, you can only file a claim on your homeowners policy.
Do you have to pay damage on a loaner from the dealer?
Yup ... your insurance should cover the damages. The dealer lent you a car in good faith stipulating that the vehicle is returned on the date and time agreed and in the same condition.
Do all car insurance plans provide a loaner car when your car is in the shop after an accident?
Not all car insurance plans provide loaner cars when your car is in the shop after an accident. This is a convenience which may or may not be offered. Check with your insurance company to see if this service is provided.
Your boyfriend got in an accident wyour car your car doesn't have insurance on it He is still listed on his parents insurance policy Are they responsible for your damage the damage to the other car?
The parents insurance will not cover any damage to your vehicle. It is possible but not likely that his parents insurance will cover damage, injuries and property damage to the other party. There is a non-owned vehicle clause in most insurance policies that will cover damages but this is designed for loaner vehicles from the dealership, rental cars, and vehicles that are borrowed on a very limited basis, ex, your boyfriend borrow my pick up truck once every 5 years to move a couch. Chances are that because of your relationship to your boyfriend an insurance company is not going view this as a limited basis. Aside from all of this, if you live in a state other than NH or WI you are required to carry auto insurance on any vehicle you have a license plate for, regardless if you drive it or not.
How do take a loan on your life insurance?
when u first get loan , it has insurance on it, been paying on it til loaner has passed away. does that insurance expires before loan paid off or til it paid off. loaner died jan 30 2012 and loan is paid off 2/14/2014
If your loaner car was totaled and you do not have insurance what should you do?
get a good job............you will (assuming you are at fault for this loss) be require to pay for the totaled vehicle.........
What type of insurance is covered with cis insurance?
CIS Insurance is car insurance for the UK, offering great discounts for your car insurance. CIS gives you a loaner car while you're car is undergoing repair at any one of their associated repairers.
Does dealer have to give loaner car on recall under national traffic and safety act?
are dealers responsible for rental cars on a recall
Where is the best place to get my Honda car serviced in Seattle, Washington?
Honda of Seattle is one of the oldest and most respective automobile dealership and repair facilities in Seattle. It is conveniently located in downtown Seattle and offers free loaner cars.
How can fast cash loans be acquired?
Fast cash loans can be acquired by visiting a fast cash loaner. Once you have visited a loaner, the loaner normally requires three previous pay stubs and proof of identity.
Who wins in credit transaction?
the loaner
What is loaner for tagalog?
mapag-isa
