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Whose auto insurance is primary in California registered owner or permissive driver?
Wiki User
∙ 9y ago
The insurance on a vehicle should be in the name of the Registered owner of the vehicle. Any permissive driver should also be added to the policy as a driver if you are a regular driver or if you live in the household. Either of these requires that you be listed on the policy not both of these. The owner of the vehicle is bound by legal contract to add any regular drivers and household members. If these people are not added to the policy, the contract has been voided and the insurance company can decide not to pay any claims involving such unlisted drivers.
Wiki User
∙ 9y ago
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In Arizona can a registered Democrat vote Republican in the primary elections?
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Is the driver or the owner legally responsibile in an accident?
Insurance stays with the car. So if the vehicle is insured (subject to any policy exclusions) and your 'permissive driver' were at fault then your policy will be primary on all damages. You both however are 'legally' responsible. If you are saying that neither the vehicle nor the driver had insurance. Then you both have a problem, and more than likely the injured party (or their insurance) will come to both of you for reimbursement.
