If a driver is not an owner of the car and he also doesn't have insurance of his own and unfortunately hits a car, in such a case if a car is already insured by the owner, he will be covered against the third-party damages.
But if a car is not insured, the owner is liable here to pay the damages that third-party oo another car had faced.
If the car is not insured the At Fault driver pays
If the Car is insured and the car was properly lent to the at fault driver the insurance company pays
Properly Lent:Owner allowed driver to take car
Insurance covers other drivers when car lent.
Usually the insurance policy of the owner of the car is primary and then if the driver of the car has a policy of their own then it is secondary.
It is my understanding that the car owner's insurance pays for the person who was hit. The driver's insurance is responsible for the car he/she was driving.
no the person that owns the car actually has to be the polcy holder. But you can be a listed driver and the one who pays it and get experience for having insurance. the owner of the car doesnt even have to be a driver. But because she/he owns the vehicle they have an insurance interest in the car and must own the policy
Yes. ... and no... the person that owns the car actually has to be the polcy holder. But you can be a listed driver and the one who pays it and get experience for having insurance. the owner of the car doesnt even have to be a driver. But because she/he owns the vehicle they have an insurance interest in the car and must own the policy.
The rule of thumb is that the owner's insurance pays first and, if that coverage is inadequate, the driver's car pays.
tottaly the owner because it not really your sons car
In most cases, the driver.
Only if they had mortgage insurance.
The Insurer of the at fault driver pays for the accident.
There are two general types of policies, or combinations: lender's insurance (which pays the lender to cover its loss in security interest) and owner's insurance (which pays the owner in case of defective title).
In this state, your own company pays your hospital bills up to $10,000. The at fault driver pays all costs above that amount. The at fault driver pays all costs above that amount. The at fault driver pays for all car repair bills.
If a taxi driver hits you, and its his fault, the cab company's insurance pays.