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Falling Trees and Insurance U.S.The insured pays his own deductible. Deductibles are common on most types of Insurance policies. Your own homeowners insurance policy covers you if a tree falls or is blown into your property. This is what is known as an "Act of Nature". Trees do fall and sometimes die. It does not matter if the tree fell form a neighbors yard or a neighboring National Forest or if it blew in from 5 blocks down the street.

You can not require your neighbor to pay unless you could somehow prove that he was intentionally responsible for your damage. In the United States, just the fact that a tree was unhealthy would not indicate liability on the part of your neighbor.

Homeowners are not required to be licensed Arborist nor is a homeowner required by law to be competent to recognize an unhealthy tree. By the Same token if a tree fell down or was blown from your property onto your neighbors property the same rule would apply, His policy would cover damage and he would pay his deductible.

Natural Acts do occur everyday around the world. In the United States, the rules of liability were set down in legal precedent many years ago in relation to this type of loss.


you are responsible if a healthy neighbor's tree falls on your property - if the tree was diseased and have some visible rot - you may be able to make a negligence claim under your neighbor's policy

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Q: Who pays for the deductible if neighbors tree falls on your property?
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Both parties in accident have geico ins. who pays for deductible?

If you are at fault, your policy will pay for the other person's damage under your property damage coverage. If you have collision coverage, you will have to pay your deductible if you are at fault.

Who pays if a tree falls is it an act of God?

the insurer of the property owner where the tree lands

If a tree on city property falls on your car who pays?

If you do not have comprehensive insurance, unfortunately you do. Bummer!

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Who pays the deductible when the other person is at fault?

There is not deductible with liability insurance coverage. Liability pays the party who is not fault for their damages without a deductible. If you were at fault collision would pay for damages to your vehicle but you will have a deductible of whatever you selected when you purchased the insurance policy.

If an employee hits a pole who pays the deductible?

The employer

Who pays if your tree falls on neighbors uninsured vehicle?

That's what auto insurance is for. Your neighbors auto insurance will have to cover his damages. In the United States. A property owner is not liable for acts of nature. It's no different than if his own tree fell on his car or if he was parked on a public street or if a tree was blown in from a national Forest down the road. No One is liable for an act of nature.

Do you have to meet a deductible before Medicare pays for an eye exam?

do you have to meet a deductible at the first of the year for an eye examine?

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The state pays the property tax.

What is the amount you pay before insurance company pays anything?


How is deductible met?

When the insured/beneficiary (patient) pays the total deductible amount out of his own pocket. A deductible is the amount for which the patient is financially responsible before an insurance policy provides payment.

Who pays the deductible if someone hits your car?

The identified third party at fault is responsible for paying the deductible in the event of a motor vehicle accident.