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It pays to another party if you injure them or damage their property.
The At-Fault motorist (via their insurance) is liable for damage to property.
Property damage insurance covers damage to property, usually with exclusions. The insured pays monthly premiums and files a claim for any damage that the property receives. The insurer then sends out a claims adjuster to inspect and come up with a monetary amount for the damage.
Your own liability insurance will never pay for the damage to your property or for your medical expenses. Your collision insurance pays for damage to your property, if it is your fault. Your Uninsured Motorist Insurance or Underinsured Motorist Insurance pays for damage to your property if caused by someone else who is uninsured or under-insured. Your liability insurance will pay for the damage to someone else's property or for someone else's medical expenses, if it is your fault. Someone else's liability insurance will pay for the damage to your property or for your medical expenses, if it is their fault.
Bodily injury liability and property damage liability should cover those.
Underinsurer or uninsured Property damage coverage pays for damage to your vehicle if another vehicle is at fault for the accident but is uninsured or underinsured.
No. Liability pays for damage to other party's property when you are at fault.
The state pays the property tax.
The car with coverage appears to be at fault and would therefore be liable to pay for the damage.
If you have insurance that include tornado damage, the insurance company will pay. If you haven't, the property owner has to pay himself. Cost of life.
The person who is found to be at fault or liable pays for the damage.
Unless you can prove that the neighbor was negligent by not removing the tree then your insurance pays for your damage. For negligence to occur the neighbor would have to know that the tree was dead and about to fall on your property. Usually you would have had to notify your neighbor in writing of the tree's impending falling for them to be liable.