Obviously the person who caused the damage is responsible. If I thought my neighbor's homeowner's insurance would pay for my car if it is wrecked on his property, I'd drive it right into the side of his house!
vandalism
Property damage is covered by a property liability insurance package. This applies to all incidents in which an automobile causes damage to another person's property such as a fence or house. If you do not have property liability insurance, the driver is responsible for covering the damages out of pocket.
The parents.
Yes, Of course you have to pay if you are at fault. If take a gun and you shoot somebody on private property you will also have to pay for that? " Yes" . We are always responsible for damage we cause to another, whether accidental or intentional, on private property or public property.
liability
Liability
liability
is responsible for handling claims related to property damage, injuries or other fatalities at the incident
If your property caused damage to another persons property then yes. For example if your chimney fell onto their roof they would be covered. Also if a fire started in your property and spread to theirs this should be covered.
which section is responsible for handling claims related to property damage, injuries, facilities fema
Damage to persons, property, or the environment.
Unfortunately, landlords are not responsible for any one's personal property, unless you can prove negligence on the landlord sparked, which would have contributed to the damage to the property this is something that would be argued in court your best bet is to get renters insurance