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The person who's tree the property is on. If it is public/government land, there isn't much to be done. Besides, you should have car insurance, otherwise that is quite illegal.

If the tree is on the apartment block that you are renting, most probably the landlord, for not being managing his property well enough.

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13y ago
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9y ago

The responsible party would be "Mother Nature". Unfortunately though, Mother Nature does not carry liability insurance for her actions.

In the United States, No one is liable for an Act of Nature. It's no different than if your car was parked under a tree in a national forest or under a tree in your own yard. Trees can die off naturally as all living things do.

You will need to seek coverage for auto damage from your Auto Insurer. Homeowners nor a landlords insurance policy would cover damage to a motor vehicle. That's what your comprehensive Auto Insurance is for. If we purchase liability only coverage for our vehicle, then comprehensive damages must be covered out of pocket.

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Q: Who is responsible for a rotten tree limb falling on your car if you rent property?
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