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Assuming that the driver of the borrowed car was At Fault, both the owner and driver can be held liable. The injured party will probably sue both. Whenever you borrow someone's car, ALWAYS demand proof of liability insurance before taking the keys because if this happens not only can you be sued but you might loose driving privledges until the injured party has been compensated in full, unless the person you hit had UNINSURED MOTORIST coverage in which case you'd definitely be off the hook but your friend's car would be siezed and auctioned by police for sure.

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Q: Who is liable if you borrow someone's car get into an accident and neither one has no car insurance?
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Related questions

Do you need to be on someones auto insurance to drive a vehicle?

Insurance will cover any licensed driver with permission to borrow the car.


If you borrow a motorcycle and have an accident are you covered on their insurance?

Only if you are a named driver on the policy.


In a vehicle accident with property damage whose insurance is responsible the driver's or the owner's?

The registered owner is only required to furnish liability insurance. If the owner does not have sufficient coverage (liability, comprehensive or collision), then the driver's policy would invoke as secondary coverage. It's not nice to borrow someones vehicle, wreck it and then claim ""not my responsibility". after all, you did borrow the vehicle.


Are you covered by a friends insurance if you borrow their car and get into an accident?

Yes, unless you are under the influence of alcohol or drugs


Who is liable if you have an accident and you have no insurance but the owner of the car you borrow has insurance?

Well in 2 different states that I have lived and worked in the insurance follows the vehicle not the person. If someone is letting you borrow there vehicle then they are accepting responsibility for your actions, therefore the accident would be covered on there policy. Of course I would check with state laws to make sure.


When you borrow a motorcycle do you need a license and insurance?

ypu need a license, if the person who owns the bike has insurance make sure there is coverage for occasional driver before you borrow it, otherwise it could cost you a fortune if your are in an accident


Will your insurance cover an accident if your friend was driving?

It should, if you let someone borrow your car, coverages should apply.


Do you need to turn in an accident if you let your son borrow your car?

Yes, if there was damage to another's car or property so your insurance can cover it.


If you let your sister borrow your insured car and she is in an accident and charged for the accident does her insurance cover the accident or will yours?

In general, insurance follows the car rather than the driver. So, if your sister is driving your insured car and is involved in an accident, your insurance would typically be the primary coverage for the incident. However, it's important to review the specific terms and conditions of your insurance policy to confirm this.


Can you borrow your parent's car without being a named driver on their insurance policy?

Yes, you can borrow your parents' car without being a named driver on their insurance policy. Depending on the type of policy and its actual rules, you might or might not be covered in case of an accident.


Can you borrow from a accidental death and dismemberment insurance?

No, you cannot borrow from an accidental death and dismemberment (AD&D) life insurance policy. There is no cash value and the policy only pays a benefit upon death if certain requirements are met regarding the accident or dismemberment.


Can you borrow from your insurance policy?

Borrow - No. You cannot borrow directly from your insurance policy. But, you can borrow with your insurance policy as "collateral". Only certain types of insurance policies where there will be a guaranteed payout at maturity will be eligible for loans. Simple pure term policies that pay nothing if you outlive the policy period will not be eligible for these type of loans.