Your insurance would be liable. same qusetion but what if the car didn't have any insurance on it? In this case, both the driver and owner are in deep doo-doo. Injured parties will sue both.
They'll go after the car's owner first. IF the driver has an insured vehicle, it would be secondary.
Only if the crash was a result of a mechanical defect in the car, and you knew of the defect before loaning the car to them. If the crash resulted from their actions while driving (or another person's), you are not liable. If the person driving your car was at fault, you will be responsible for any damages.
When driving behind another vehicle at night,
There are a lot of factors involved and the short answer is: maybe. If someone dies driving your 4-wheeler, it is possible that Homeowner's Insurance is liable and they can possibly have a case against you.
It was your car so your insurance will have to pay. Never loan a car out to someone who is not on your insurance policy.
You both are.
Different state laws probably vary; but I think in general if you gave them permission to use the Jet Ski, yes, you would be liable.
If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.
If you rear end another vehicle, you are almost certainly going to be held liable. Being on private property does not affect the issue of liability.
Yes, unless the credit card holder told the person that it was a gift.
You liable if someone gets hurt on your property no matter what.
No. In this discussing this with another person we came to the conculsion that you are still liable for the damages. We did think that you could take them to small claims court to collect for damages since they were not suppose to be driving.