the insured or homeowner, unless there are some ''special'' circumstances you haven't explained
When you have a deductible in your plan, before your insurance starts paying for the coverage, you have to meet the deductible after which the insurance starts paying its portion.
The deductible applies only to your insurance policy so you can not.
No. The insured is responsible for paying their own deductible.
Health insurance deductables are what you have to meet out of pocket before your health insurance companies begin paying.
Most states do not care who pays the deductible, however, if it is a body shop or a contractor who is paying, it may be considered fraud because they sometimes charge the insurance company more to make up the difference.
Yes, you do.
The amount of a policy deductible on a homeowners insurance policy is chosen by the policyholder. Your policy deductible is the amount you are responsible for paying before the insurance company will payout for a claim. If you experience a loss to your dwelling or your personal property, your homeowners insurance policy deductible applies. The deductible does not apply to other coverages on the policy. If you experience a loss under your deductible, you will not be eligible for a payout. If your loss exceeds your deductible, your deductible will be deducted from your claims payout check.
Yes, if your own insurance is paying for an accident that you were at fault for provided you had full coverage and they are paying for your car. If the accident was not your fault, no you will not pay a deductible.
You do not have to pay the deductible if the other person's insurance is paying the claim. If you put the claim through your insurance, and do not have uninsured, underinsured motorist protection then you will have to pay the deductible regardless of who's at fault.
The term is "deductible". It is payable as to collision and comprehensive claims. The deductible is chosen by the insured when the insurance is initially purchased.
The deductible is the part of the loss that the policyholder is responsible for paying before the insurance company pays the remainder of the loss.