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Your deductible only gets paid in the event of a claim. For example, you tap a light pole in the mall parking lot. The pole is ok but your car is damaged. If you have comprehensive coverage on your car, your insurance company will pay a claim to have it repaired. So, you get a body shop who says it will cost $1,400 to fit it. If your deductible is, say, $500.00, your insurance company cuts a check to the body shop for $900.00 which is the difference between the damage repair bill and the deductible. Thus, you must come up with the $500.00 amount.
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Does your auto insurance deductible cover your car and the car that you hit in an accident?
You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.
If your car was hit while parked do you have to pay the deductible for the repair?
This would be dependent on the insurance you have. If you know who hit your car and have all of the pertinent information, you probably should not have to pay the deductible. If you don't know who hit your car, and your state and/or you do not have waiver of deductible insurance, then you would have to pay the deductible.
How much will you have to pay to get your car back if it was totaled and the insurance company refuses to pay?
The insurance company will pay you the worth of your car minus your deductible.
If you get into an accident and the other driver is at fault and your car is totaled of course his insurance will pay but if they pay the deductible who gets it?
There is no deductible for liability claims.
Can i just pay my deductible if the other party's car insurance is paying the whole thing?
The deductible applies only to your insurance policy so you can not.
If you have car insurance and are involved in an accident that is your fault How much do you have to pay?
You have to pay whatever your deductible amount is.
If you get into a car accident and the other person does not have insurance do you still pay the deductible?
This depends on many factors, including the ability of the other person to pay for your damages. Some insurance policies will not require you to pay a deductible. Others will. If the other person can pay for the damages, you and your insurance will not have to pay.
Are you responsible for the deductible on the insurance of the car you hit if you do not have insurance?
If you were legally at fault, you are responsible to pay all damages to other vehicle. Even if you pay the other persons deductible, that insurance co. will come after you for total amount. The person that you gave the money to for their deductible will then have to give some of that back to insurance co., if they find out that deductible was given to him (her) by you.
Do you have to pay your deductible if the accident was not your fault?
No. The other person's insurance should pay everything, including your rental car use during the time that your car is being repaired. UNLESS the person that hit you is claiming innocence and there were no witnesses. Then you may have to pay the deductible if your insurance company can not get them to pay.
Do you have to pay your deductible if you crash a rental car?
Read your contract, or talk to the branch where you rented the car. Usually a deductible only comes into play if you did not purchase insurance on the rental car and your own insurance policy is involved.
Do you have to pay a deductible if a roof of a building falls on your car?
Yes, any time there is a claim which the insurance co will be covering, a deductible is paid.
In Georgia if a deer hits your vehicle do you have to pay the deductible?
Yes, if you want to turn it into your insurance, you will be required to pay the deductible before they will cover the other costs of the damage. If another person hits your car, you would not have to pay your deductible.
