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It really comes down to when you are ready to accept the negotiated amount of the settlement. If you feel an offer is acceptable and you do not forsee any future treatment for your injuries, then sign it. If not, then you can either negotiate the projected amount for your future treatment with the insurance adjuster and resolve it then or you can just wait until all of your treatment is finished and then sign the release after an acceptable offer has been made to you.

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Q: When should you sign a release after an accident with minor injuries?
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