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When does a homeowners policy take effect?

Updated: 9/18/2023
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13y ago

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A homeowners policy takes effect as soon as you have the agent's signed receipt in your hand unless the agent hands you a piece of paper that says otherwise, at least in this state. (It can still be rejected at the office and you get your money back.)

There may be other considerations. It could go into effect when a certificate of Occupancy is issued, or something else is done.

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13y ago
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