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When a neighbor fence is blown down and both neighbors turn it in to insurance do both get paid by their insurance company and how should the bill be split?
Wiki User
∙ 12y ago
No, That's illegal and a felony criminal act.
If it is your neighbors fence and you filed a claim, you would be committing insurance fraud.
Wiki User
∙ 12y ago
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How do you request a homeowner insurance from a neighbor?
You don't, your insurance covers your home and your neighbors insurance covers their home. If you have a covered property loss, you contact your own insurance company, not your neighbors. Likewise if your neighbor suffers a loss, he contacts his own insurer, not yours. Should the two of you ever have cause to meet in a legal dispute, you both may get to meet the others insurance company through their legal defense teams. Just contact your own insurer, If they determine your neighbor is somehow financially liable for a loss they would know how to subrogate the claim.
Will homeowner's insurance pay for mold removal of mold caused by a neighbor draining water to your property?
Your neighbor's insurance company's liabilty coverage should pay for it and your insurance company should pursue it for you
If the neighbors tree fell on your house during a hurricane took out the fence and damaged your roof of your house does their homeowners insurance cover the damage?
NO. Your neighbor is not liable for an act of nature that fells a tree. Your homeowners insurance will fix the damage to your property and the neighbors insurance would fix damage to the neighbors property. It does not matter who the tree belonged to.AnswerMaybe. It doesn't hurt to try if your neighbor will tell you who they are insured with. They are not obligated to do so. AnswerI'm not really sure. However, I do have a friend and his neighbor's house actually fell on top of his, but they considered it still standing and didn't give the full amount of the house's worth. AnswerYour own homeowner's insurance should cover this. If they think the neighbor is responsible, they will collect from his insurance company. In a hurricane a tree could have come from the next county - then how would you know whose tree it was? It depends on your state's laws, but most would consider this an act of nature and you are responsible for the damage caused by your neighbors tree. Call your insurance company, if you have a storm damage rider, this will most likely be covered.
What should you do if your townhome neighbor's water leak damaged your wood floor?
Assuming you have insurance, you should first of all tell your insurance company about the damage. If you have insurance your insurance company should repair the damage for you (at no charge to you) and it is up to them to ask your neighbor to pay for the repairs.However, it is also important that you politely tell your neighbor about the damage (to ensure that the leak that caused it is fixed) and that you are going to ask your insurance to fix the damage.If you have to pay an excess on your insurance policy claim, you can ask your insurance company to recover this from the neighbor for you - if this is not possible to do you will have to pay this excess and may have to pursue your neighbor for it yourself.If you have no insurance, and the damage is definitely caused by your neighbor, you should politely ask him to repair the leak then ask him to pay for the damage to your floor caused by it. You may need some quotes for the work to show your neighbor. If he refuses to pay, your only recourse is to go to court to make him pay. Depending on the scale of the damage this may or may not be worthwhile. It is much easier if you have insurance!
How do you find your neighbors homeowners insurance for liability?
You will just have to ask them for the insurance information. there is no central registry or database for homes and the insurance companies that insure them. You should first determine if your neighbor even has Liability insurance. Not all homeowners purchase liability coverage with their insurance policy. A home insurance policy can be bought with or without liability coverage. If the homeowner has elected liability coverage, The homeowners insurance policy will provide the homeowner with legal defense for the cost of defending against a suit that is brought against them claiming liability on the part of the insured. If the Insured is found at fault or liable in court, then their insurance company will cover the cost of those liabilities up to the specified policy limits. Alternatively you can sue your neighbor. Then If your neighbor has Liability coverage on his home insurance policy, You will then meet your neighbors insurance company attorneys in court.
Which insurance company offer the lowest rate for uninsured motorist insurance?
If you are wondering which insurance company offers the lowest rate for uninsured motorist insurance because your neighbor is planning to move to Ohio, then you should try Geico.
What do you do if you have feelings for a neighbor?
If you have feelings for a neighbor then you should try and be sweet if your neighbors easy to please.Unless your neighbors easy to please if that's the case then its best to not get in his/her way.
Can your neighbor drain water on your property?
Maybe, Maybe not. It depends on whether your neighbor is "legally liable" for your water damage. If the neighbor is not liable then they do not have to pay. If the neighbor is liable, it should be covered under the liability portion of your neighbors property insurance policy if he selected liability coverage when he purchased his policy.
Is removal of trees knocked over onto a neighbor's property by wind during a storm covered by homeowners insurance - no building is involved?
Yes it is covered. If it can be proven that the neighbor was negligent in not removing dead trees that they knew were dead or should have known. In this case the neighbors homeowners insurance would pay for removal under their liability coverage. In most cases each company would pay for the trees on their property.
If your neighbors fence fence falls on your car is he liable?
Yes. You should have taken photos. They are the best evidence. You should get a couple of fair estimates for repairing the damage and send them to your neighbor with a nice letter informing them of the incident.
Should my neighbor's insurance cover for my damage?
If your neighbor is responsible for the damage, yes. If not, no.
Your neighbors washer leaked and ruined your condo you have no insurance?
It should go on your neighbors insurance, he's the one whos responsible for the damage.
