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What type of coverage pays for the damage to your car caused in a car accident?
Wiki User
∙ 16y ago
what exactly are you asking. what is the question
Wiki User
∙ 16y ago
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What is collison auto coverage?
Collision coverage pays to repair your vehicle after an accident. Comprehensive coverage pays to repair your vehicle for damage caused by something other than an accident, like fire, theft, and vandalism.
What is UMPD coverage?
Underinsurer or uninsured Property damage coverage pays for damage to your vehicle if another vehicle is at fault for the accident but is uninsured or underinsured.
What is the collision coverage?
That is the part of your insurance that pays for damage to your vehicle, when you are at fault, if you are involved in an accident. This is coverage would need to be purchased in addition to your regular liability insurance.
Both parties in accident have geico ins. who pays for deductible?
If you are at fault, your policy will pay for the other person's damage under your property damage coverage. If you have collision coverage, you will have to pay your deductible if you are at fault.
What does liability coverage mean?
Liability coverage covers you if you are found liable or at fault for damages. In the case of auto insurance, for example, this coverage pays for damages you cause in an accident that is you fault. This coverage will NOT cover your car damage, however. Just the other drivers car, medical bills, & other property damage.
Materials were damaged during construction. Who pays?
Depends, what caused the damage, what types of coverage/policys do you or the contractor have? With additional info I can try to be of more assistance.
What is Auto collision insurance?
Collision coverage pays to repair or replace your vehicle if you are determined to be 'at-fault' (you caused the accident). Typically, a deductible (amount you pay out of pocket) applies to this type of coverage. The most common deductibles are $500 to $1000, but can be lower or higher. Comprehensive (also known as "Other Than Collision") coverage is usually included on policies with Collision coverage. It covers theft, vandalism, flooding, fire, animal damage, glass damage (not caused by a collision) and severe weather damage (hail, wind, tornado, hurricane, etc). If a vehicle is financed, both of these coverages are considered mandatory to protect the lender. Collision claims will usually cause your insurance rate to increase at your next renewal. Most insurers don't penalize you for Comprehensive claims because they weren't caused by your negligence.
Which insurance company pays if one car has no damage?
The Insurer of the at fault driver pays for the accident.
What is physical damage?
The physical damage coverage under the liability section of your policy pays for the damage you cause (and are liable for) to the property of others, and costs associated with that damage (tow, rental etc), there will be a limit on that coverage per accident. This is a state required coverage (in all states I know of) with varing limits, the state I am in is a 10k limit, (you can and should carry more) which I think is obsurd, (that's beside the point though).....
Comprehensive physical damage coverage pays for which kind of financial loss?
Comprehensive pays for loss or damage to your own vehicle due to theft, fire, and hail.
What is physical damage insurance?
The physical damage coverage under the liability section of your policy pays for the damage you cause (and are liable for) to the property of others, and costs associated with that damage (tow, rental etc), there will be a limit on that coverage per accident. This is a state required coverage (in all states I know of) with varing limits, the state I am in is a 10k limit, (you can and should carry more) which I think is obsurd, (that's beside the point though).....
If a car with personal liability and property damage parked at a restaurant is hit by car with full coverage who pays for the damage?
The car with coverage appears to be at fault and would therefore be liable to pay for the damage.
