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Remember that 'no fault' is a loosely used term, and all 'no fault' sates do not operate under the same 'formulas' (for lack of a better term). According to the Insurance Information Institue, currently 12 states and Puerto Rico have no-fault auto insurance laws. Florida, Michigan, New Jersey, New York and Pennsylvania have verbal thresholds. The other seven states - Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota and Utah - use a monetary threshold. Three states have a "choice" no-fault law. In New Jersey, Pennsylvania and Kentucky, motorists may reject the lawsuit threshold and retain the right to sue for any auto-related injury. Colorado's law reverted back to the tort liability system in July 2003. Clear as mud isn't it? If you have a specific question relating to your state I will be happy to 'attempt' to answer. If you would provide details.
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What states have no-fault auto accidents?
California, Nevada, and Oregon are no fault states. If you need a complete list of all the fifty states that are no fault or driver fault states you can ask an insurance agent.
Does Texas have a No-Fault insurance policy?
According to http://accident-law.freeadvice.com/auto/fault-no-fault-car-accidents.htm, Texas is one of the states which has some form of no-fault law.
What states are 'No-fault' Auto Insurance states?
About No-Fault Auto InsuranceNo State in America Has true No Fault Auto Insurance, Sometimes referred to as Personal Injury Protection. Despite the misleading name, all U.S. States with No-Fault statutes practice it in hybrid form. In simpler words. The at fault Driver is still Financially Liable for any damages or injuries incurred if that damage is above the law's threshold. By virtue of having an auto Insurance Policy, the insurer assumes responsibility for paying those liabilities up to the specified policy limits and or your states statutory regulations. No Fault simply means that each Insurer pays for the medical losses up to their own insureds policy limits. Those costs are then generally subrogated from The Insurance Company of the driver determined at Fault in the accident or from the individual if uninsured at the time of the accident. NO-Fault applies to injuries, not to property damage.The intent of No Fault statutes is to help alleviate congested courts from law suits and to expedite coverage payments for injured parties. Most states thus far however have rejected the No-Fault concept either partially or entirely because it tends to punish both drivers regardless of fault and leads to higher Auto Insurance rates for the consumer in those states that have passed No-Fault statutes.If damages exceed the limits of the Insureds policy then you can still pursue the at fault party for uncovered losses.No Fault Auto Insurance States - 12 StatesNew YorkMassachusettsFloridaHawaiiKansasMichiganMinnesotaNorth DakotaUtahPuerto Rico (US Territory)States in Which No-Fault Auto Insurance is an available option but not mandatory.KentuckyNew JerseyPennsylvaniaAll states have some form of Personal Injury Protection requirement which is often confused with no fault statutes.
What states have at fault auto insurance?
currently 11 states and Puerto Rico have "no-fault" insurance. New York, New Jersey, Michigan, Pennsylvania, Florida, Hawaii, kansas, Kentucky, massachussetts, minnesota, North Dakota and Utah.
Is Texas a no fault auto insurance state?
texas is a no fault state.
Is Delaware a no fault state for auto insurance?
no
Is AZ a no fault state auto insurance?
No it is not
What auto insurance is required in the United States of America?
Auto insurance laws in the United States vary by state. The majority of states require that you have a minimum amount of liability insurance. This insurance covers third party injuries and property damage when you are found at fault for an auto accident. The only states that do not have some sort of minimum insurance law is New Hampshire and Wisconsin. In addition to liability coverage some states require PIP insurance and uninsured motorist insurance as well.
Does Arizona have no-fault auto insurance?
No fault insurance is a good option. There are copanies in AZ that offer this service.
What companies offer no fault auto insurance in Florida?
Ameriprise and Geico are two agencies that offer no fault auto insurance in Florida. Some other providers include 21st Insurance and Brightway Insurance.
What do you do if you have auto insurance and you hit a parked car whose driver does not have auto insurance?
Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.
Are there any insurance companies in Ontario that sell no fault insurance?
No-fault insurance generally refers to the individual working with their own insurance company, despite who may have been at fault for the accident. In Ontario, the Ontario Auto Insurance sells no-fault insurance.
