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No, you should not hire an uninsured contractor to do anything at all, remodel or otherwise, unless you are willing to fully accept and cover the costs of a loss if anything goes wrong.
Ten percent is an average amount that you can pay a general contractor. You shouldn't pay more than this as many people are willing to work for this percentage or less.
It really depends on the look you are going for and how much you are willing to spend. It also depends on how big of remodel job you want. You should contact a contractor and/or interior decorator to get some estimates.
Any honest contractor should already have it itemized. It shouldn't just be a lump amount. It shouldn't be two amounts, one for material and one for labor. All the material should be listed. There may be some general amounts such as nails or wire, but the list should be fairly complete and specific.
I am about to sign a contract to remodel my kitchen. What should I know before I sign it? They are redoing my floors and counters.
The main question that a person should ask when hiring a general contractor is if they have a license. Another great question is asking for references or a portfolio.
General contractor means just that. Anything general can be handled by them, and anything specialized, they usually have other contractors they work with that can handle the job if they can't themselves. Contact one where you're located and they should be able to help.
When you are building any new home you should already have a general contractor. He will be more than capable to do the HVAC installation.
First of all, make sure your contractor is licensed, bonded and insured before signing on the dotted line. The general contractor usually hires all the subcontractors which are your plumbers, electricians and carpenters and you will want to get in writing, from him, that all of them are properly licensed/trained for the jobs they are doing.
You should hire a licensed contractor. He should already have liability insurance and workmen's comp for his employees. If you do not hire a properly licensed contractor, all the liability for anything tha might go wrong falls on you. If your insurance company discovers that you hired an unlicensed contractor, they could, and probably will, deny payment on any claims you may file. Tread cautiously!
You should go to http://www.handycanadian.com/homeowner_categories_interiors_basement.asp . I think that they are offering basement remodeling at a reasonable price according to me. Well, Never had a remodeling but don't know.... Just good luck on searching for it.
In Louisiana on new Homes 50,000 dollars without licences remodel 3,000 dollars without licences, handyman work should fall under this dollar amount but it is always good to get a licenced contractor if not you are considered the contractor and if anything happens you can get sued just like a contractor that's why it is a law that contractors have workers comp. insurance. Hope this helped