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Was it the a hit and run? Is that what you are asking? You do not know who hit your vehicle and your policy was expired? If there is still time to pay before it actually 'lapses' do so. Otherwise, if you had no insurance policy/coverage on the date of loss you will need to find the person that damaged your vehicle or pay for the damage out of pocket...sorry....

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Q: What should you do if a car hit your car but your insurance just recently expired?
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