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What kind of insurance do you need in the state of nc if the car you will be driving is not owned by you but the owner of the car has full coverage on it?
Wiki User
∙ 10y ago
If the owner of the vehicle has full coverage on it then all need be done is to add you as a driver. I have a feeling that there is more to the story than you are telling though or you would not be asking such a simple question. If the vehicle is already insured in NC then it meets the requirements of the State and to meet the policy requirements all drivers and household members must be listed on the policy and that's all that must be done.
Wiki User
∙ 10y ago
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What if you are driving someones car that doesnt have insurance and you get in an accident but you did not know they did not have insurance?
Usually, it is the responsibility of the owner. However, if you have insurance on your vehicle, they will step in as secondary coverage...including covering the damage to the vehicle you were driving, if you have the coverage.
What kind of insurance coverage can we get for a borrowed vehicle that doesn't have any insurance on it because the owner doesn't drive it. We have insurance coverage on our vehicles?
Some insurance companies like Progressive will cover a non-owned vehicle meaning a vehicle in which you have no legal or financial interest. Check around if your insurance company does not provide coverage to non-owned vehicles.
If you have full coverage auto insurance and am driving a friend's car who doesn't have insurance and you get a no insurance citation who is responsible for this citation?
the owner of the vehicle is responsible for the ticket. he/she/they are legally required to at least have the minimum liability coverage your state requires.
Do you have insurance on your RV?
Given the cost of an RV, and given that most of them are financed, comprehensive insurance coverage is in place. Even on RVs that are owned outright, a responsible owner protects his investment as well as his assets with the appropriate levels of coverage.
Does saga house insurance offer home owner's?
Saga house insurance does offer home owner's insurance. They have different coverage for different peoples needs anywhere from partial coverage to full coverage of all items in the home.
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Who provides commercial insurnace coverage for owner on radioactive contamination?
If you are drivng another persons car with permission and have no insurance but the car you are driving is insured will the car insurance pay to get the car fixed since you were at fault?
This is different from policy to policy. You need to check the owner's policy to see what is covered. If the owner didn't pay for such coverage, then the damage is not covered. Provided the owner is paying for comprehensive and collision coverage the damage will will be covered, subject to a deductible, as long as the driver is not excluded from coverage.
You are eighteen years old and you have a license but not auto insurance the only other thing is that you don't have a car Would i need insurance if i was to drive somebody else's car?
You dont need insurance coverage yourself as long as the owner of the car you are driving has insurance on the vehicle.
In Florida If you were in an accident and was excluded from driving the car and it was not your fault can the insurance co make the owner of the car pay for the damages on the other car?
The insurance company is not going to force anyone to pay for damages to a car. The person that was driving the car and or the owner of that car that caused the accident is liable for the damages to the other vehicles involved in the accident. If there is insurance coverage for that damage then the insurance company will pay. However if the driver of the at fault vehicle is excluded from the insurance policy then the insurance company may be relieved from it's responsibility to pay on behalf of the owner of the vehicle.
If you have a permit and you drive someone else's car and crash it does their insurance cover you in Massachusetts?
As long as you were driving the vehicle with the owner's permission, and the owner's policy doesn't have any conditions or exclusions regarding an actual licensed driver (which is rare), then "yes," the owner's policy should cover you. Generally speaking, the insurance follows the car. Since the owner paid an insurance company money to have the coverage, his insurance would be primary for a loss.
What is the name of the owner of Standard Insurance?
The Standard Insurance Company is owned by StanCorp Financial Group.
What do different rates cover?
Each state has a requirement for "minimum coverage," which amount to liability: coverage for damage and injury caused by your vehicle. This coverage also protects you. Minimum coverage is only available for vehicles that are owned outright by the owner (and not financed). This site details the requirements of each state, of which insurance companies are aware. http://personalinsure.about.com
