I think you have two years to collect if you were cheated, but they have to pay immediately if you file the claim, and your policy covers it.
The number of points have nothing to do with an insurance claim. If you are asking about a company refusing to give you auto insurance, it depends on your state and the individual insurance company. For example I have received reports of one company refusing to renew any driver with a 20mph over the limit ticket.
In the state of Arizona, there is no specified time limit in which an insurance company has to settle a claim with an insured party or with a third party that has filed a claim. An individual does have a time limit of two years in which to file a lawsuit against the driver who was at fault in an accident.
Assuming only your vehicle was damaged and no one was hurt and you are asking about the time limit to report the accident to your insurance company. Then: The time limit or rather the statute of limitations in Pennsylvania to report damage to your auto in the form of a claim to your insurance company is 2 years. After that the insurance company can and will deny your claim and you will have to pay out of pocket to have it fixed.
2 years
It is up to the driver to subit the auto accident claim. You should submit the claim as soon as possible after the accident.
One would or could go to various places. These places include the DMV, or the auto insurance company which distributes their auto insurance to claim an auto accident personal injury insurance claim.
If hit a tree and damaged my auto, how long do I have to report it to my insurance company?
Yes it should, but the auto insurance company may have to pay the medical insurance after the claim is paid.
Call and ask your claims agent
It really depends on your insurance company and how they want you to file a claim. Most companies have you call the claim in on the phone. Call your insurance agent to ask.
how long does it take for an insurance company to pay a loss wage claim
not legally, if they find out your address is wrong the insurance company can deny a claim