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If your car was taken without your permission, your insurance company may still cover the claim. However, it would be considered as a theft of vehicle and they may look for reimbursement from the other non-permitted driver's insurance to cover the loss.

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Q: What is the responsibility of an insured person who does not give permission to an uninsured person when they drive their car and cause damage?
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Related questions

What happens if an insured automobile hits uninsured automobile?

the uninsured automobile owner rhas to pay out of pocket for the damage


If an insured motorist hits an uninsured vehicle and the insured motorist claims it is their fault who will pay for the uninsured vehicle?

regardless of whom is insured or not, the 'negligent' or liable party is responsible for the damage or 'to make whole' the injured (this means damage to vehicle as well) party........ i think the insured should pay since it was there fault


If an uninsured driver with permission from an insured car's owner gets into an accident will insurance cover the other vehicle's damage?

Insurance follows the car, not the driver. So as long as the automobile is insured, so is the driver. Just make sure the driver has a valid driver's license.


If an uninsured driver of an insured driver's car has an accident caused by weather and another driver is damage to the insured car covered?

How is the driver uninsured? If he had permission from the insured vehicle owner to drive? There are policy exclusion that apply but most generally that person is considered as an insured driver. I will assume (for the purpose of answering your question) by uninsured driver you mean they have no policy of their own. Are you asking if weather conditons contributed to the accident (say wet/slick road) and they slid into another vehicle is the insurance on the car responsible for the damage to the vehicle they slid into? Yes, probably. Insurance stays with the car. If you could provide more detailed information regarding the driver, and facts of loss, I could be of more assistance to you.


What happens if an uninsured driver causes an accident in an insured car?

Vehicles are insured not drivers. If you are qualified and authorized to operate an auto the insurance on it will pay for it and any damage done by it.


Should an uninsured driver that was hit by an insured driver call a lawyer?

If you incurred losses by injury or your property was damage, I would.


What is cover under uninsured motorist?

When you buy a car, you have 30 days to get it insured before it becomes illegal, but you are completely financially responsible for any damage done until you are insured.


What does an insured driver with liability do when they hit an uninsured driver?

your insurance contract will say something like, ''promptly report all losses'' you should report it to your company..........it doesn't matter that other vehicle is uninsured.......if you are liable you are liable, and owe for his damage, whether or not he is insured......


If an uninsured driver with permission from an insured car's owner gets into an accident will insurance cover the other vehicle's damage in Texas?

InsuranceSo long as That driver was not excluded from coverage, then Yes, that driver would be covered under a standard Texas Auto Policy.


Will your insurance cover you if you use uninsured builders who damage neighbors tree?

No. If you choose to use un-insured contractors then you are proceeding at your own risk.


Should anything be done by an uninsured driver who was rear-ended by an insured driver when only the insured driver had damage in Texas?

Proably not, except of course you need to get insurance, luckily this one wasn't your fault


What if a minor uninsured driver has an accident in parents car?

If the car is insured and covers other drivers, the damage will be covered to the limits of the policy. If not, they're on their own.