That would depend on the state where you live minimum liability coverage.
bodily injury liability coverage
20000
The only coverage you are required to have is liability. The limits must be set at $15,000 per person for bodily injury. $30,000 total bodily injury coverage per occurrence and only $5,000 for property damage.
You'll need to have $25000 in liability, bodily injury, and property damage coverage before driving in Georgia.
A bodily injury claim is a liablity claim. Most auto policys have three (could be many more) liability coverages; Bodily injury (pays for injuries you cause to another), Property damage (pays for damages to property of others), Uninsured motorist coverage (pays for injuries caused by an uninsured motorist). The bodily injury coverage is one coverage under the liability section of your auto policy.
Louisiana state law requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 15/30/25 coverage.
Liability coverage inscludes these parts as well as uninsured motorists.
Uninsured motorist coverage pays damages for bodily injuries when the at-fault driver or owner of a vehicle has no bodily injury liability coverage. It pays an amount up to the amount purchased by the insured, and is generally not a required coverage. In those states that utilize a comparative negligence rule of determining fault for a collision, the amount that the inured party can recover is reduced by the amount of liability attributable to him/her. In that respect, it operates similarly to the evaluation of the injury and damages if the at-fault party did have bodily injury liability coverage. Underinsured motorist coverage serves essentially the same purpose. However, it is triggered when the at-fault party's bodily injury liability coverage is less than the injured party's uninsured motorist coverage. Further, in order to be triggered, the "value" of the injury must exceed the liability coverage of the at-fault party.
Coverage that is provided when purchasing standard car insurance are liability coverage and the legal right to drive. There are two liability coverages: bodily injury and property damage liability.
"Bodily injury liability" It's cost associated with bodily injury, usually medical that you are found liable for.
bodily injury liability coverage
Maryland law requires minimum coverage of $20/40/10K. The first two numbers are the liability limits for bodily injury and the third number is the limit for property damage.