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Hi, Insurancecompanies each have their own formulas for rating. They typically use age, credit score, car type, zip code of garaging and other variables to determine how to rate a policy. The underwriting factors along with the insurance limits you are requesting will create the premium or amount you will pay. So.. to make a long story short not enough information. I would recommend however, shopping through an independent agent they represent more then one company and can provide choices and council on coverages.

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