Well depends if you had permission to drive the vehicle. If you did then their insurance should cover the damage. But you might be sued over any deductible they may have so I would just offer to pay the deductible. If their ins does not cover the damage, you more than likely will be sued for the damage.
To determine who was At Fault for the accident's occurrence and also, to establish liability.
If the police came out and made a report of it then it will be on your driving record. It will be a not-at-fault accident but it will still be on your driving record. If the police did not come out but your insurance knows about it then it will be on your CLUE report and be a not-at-fault accident.
each contributes 50% to liability or fault.
To determine who was At Fault for the accident's occurrence and also, to establish liability.
yes
bodily injury liability coverage
The liability, or fault-factor in an accident has nothing to do with whether or not a driver was licensed. The liability in an accident at an uncontrolled intersection can be shared. Several factors go into a case like that & would need to be fully investigated to determine.
An accident that is your fault. And it only covers damage to others things, not yours
Liability insurance.
Car insurance in general is not built for you when you are not at fault in an accident. You should complete a police report and and contact an attorney to help sue the at-fault party. If you have just liability you are not paying your insurance company for help in this matter. Liability pays for the damage you cause when you are at-fault in an accident.
NO, If they were at fault then they were at fault and are liable for the damages and injuries they caused. If a medical condition was a contributory cause of the accident, that has no effect on their legal liability.
This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accident. Liability insurance does NOT cover your vehicle damage.