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What is liability car insurance?

Updated: 9/14/2023
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14y ago

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Liability insurance covers damage you do to others person or property but does not cover injury to yourself or your car. Very good idea if you own a clunker but don't want to pay for someone's brand new BMW if you crash into it. It is much cheaper than full cover. In many juristrictions such cover is mandatory.

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14y ago
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Q: What is liability car insurance?
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Related questions

Do you need a car to get liability insurance?

Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.


Where can one purchase car insurance liability?

You can purchase car liability insurance from the same company you get your regular car insurance from. If you are a new car insurance customer, ask your agent to add liability insurance to your plan.


A car with liability insurance only is borrowed and in an accident Car is totaled Whose insurance will cover?

When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).


Do you have to own a car to have liability insurance?

It sorta makes sense that you would own a car. If you do not own a car why would you want liability insurance?


Is there a deductible on liability car insurance?

no


Why is liability an especially important type of car insurance?

Liability insurance is an especially important type of car insurance because it covers damages that are your (the driver) fault.


What is the average cost for liability on a car insurance?

what is average amount of liability insurance for cars in new york


Where can I find cheap liability car insurance?

The cheapest car insurance is offered by Progressive.


Where can I buy liability car insurance in Illinois?

There are many places you can purchase liability car insurance in Illinois. One way you get it is by going to the website www.thegeneral.com/car-insurance/Illinois/ and signing up.


What are two types of car liability insurance?

Bodily injury liability and property damage liability.


What is the average Michigan car insurance rate for liability only policies?

The average Michigan car insurance rate for liability only policies is about $2000


Are passengers in your car covered by your bodily injury liability insurance?

passengers in my car should be covered since the california car insurance law requirement does not distinguish as to which person is covered by bodily injury liability insurance