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They are looking for existing damage, general maintenance, upkeep and condition of the property and any potential risks that need mitigation or that might effect the risk involved with the property.

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Q: What is insurance company looking for when they inspect your home?
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How often can an insurance company inspect your home?

There is no legal limit. Most insurance companies will inspect the property at policy issuance and at policy renewal. But they can inspect it at any time they perceive a potential for a change in risk factors.


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