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Q: What is bodily injury and property damage on an insurance policy?
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What covers costs resulting from bodily injury and property damage to others?

In this state, your insurance covers property damage to others, the other persons car insurance covers his bodily injury if it is below $ 10,000, otherwise yours does.

What is Property Type PD?

In insurance terms, "PD" refers to property damage or physical damage to property. "Bi" refers to Bodily injury.

Covers bodily injury or property damage that you will cause to another person and or vehicle?

Liability Insurance

What are two types of car liability insurance?

Bodily injury liability and property damage liability.

Which auto insurance coverage pays for injury or damage that the insured driver causes to other people or their property?

Bodily injury liability and property damage liability should cover those.

What are the requirements for Michigan car insurance?

In Michigan you are required to have auto insurance or face fines and jail time. You will need personal injury protection, property protection and residual bodily injury and property damage liability insurance.

Do you have to keep car insurance in Pennsylvania?

Yes, Pennsylvania requires auto insurance: bodily injury, property damage, and medical expenses coverages.

What are the auto insurance limits for CA?

There are no limits to insurance but there are MINIMUMS you must carry and they are: $15,000 for Bodily Injury Per Person $30,000 Maximum Total For Bodily Injury Accident Per Accident $5,000 Property Damage

What two states that do not require liability insurance?

Auto insurance coverages fall into some broad categories. They are, in general, Medical Payments, Collision, Comprehensive, Liability (Bodily Injury and Property Damage), Uninsured/Underinsured Motorist, Rental Car, and, if you live in a no-fault state, Personal Injury Protection (PIP). BODILY INJURY LIABILTY INSURANCE. All states require bodily injury liability insurance, except for Florida (a no-fault state) and New Hampshire. As of June 1, 2010, Wisconsin now also requires bodily injury liability insurance. PROPERTY DAMAGE LIABILITY INSURANCE. Property damage liability coverage addresses the costs of damages to the other driver's vehicle or property should you be involved and found at-fault for an auto accident. Commonly, property damage liability insurance also covers the damage caused by other authorized drivers of your vehicle. Currently, all states require property damage liability insurance.

Can you make an auto claim with only basic auto insurance?

If your basic auto insurance just covers bodily injury and property damage then you usually cannot. It is meant to protect you from having to pay out when you damage another partied property or cause them injury.

What is the auto insurance coverage limit in North Carolina?

NC requires 30,000 bodily injury per person/60,000 bodily injury each accident/25,000 property damage per accident.

What are the minimum requirements for car insurance in Virginia?

The Commonwealth of Virginia's DMV department requires a minimum amount of auto insurance. For bodily injury/death - $25,000, bodily injury/death for multiple persons - $50,000 and property damage - $20,000.