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What is a personal lines insurance agent?

Updated: 9/11/2023
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16y ago

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A Personal Lines Insurance Agent is a person who sells you insurance for your home, boat, car, motorcycle, umbrella, rental dwelling, vacant property, things that you own personally and not used in business.

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Q: What is a personal lines insurance agent?
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Related questions

What is the difference between a personal lines agent and a general lines agent?

A personal lines agent deals with homeowners and auto insurance. A general lines agent deals with commercial insurance, bail bonds, life, accident, and health insurance.


What does personal lines insurance mean?

Personal lines refers to Property and Casualty insurance for an indivdiual as opposed to a business. These would include Homeowners, Renters, Auto, Personal Umbrella etc. If you are looking to become a personal lines insurance agent, you need to review your the insurance license requirements. Your state insurance department may or may not have a study requirement to complete "X" number of credit hours to take the state exam before selling personal lines insurance policies. For example, Alabama Department of Insurance requires 20 Course Hours online for Personal Lines insurance licensing before registering for the exam with the state board. You may take Self-Study, Online or Classroom courses.


Is life insurance personal lines insurance?

No personal lines refers to personal property and casualty coverage like homeowners, renters, auto and personal umbrella coverage.


What does line person mean?

Personal lines refers to Property and Casualty insurance for an indivdiual as opposed to a business. These would include Homeowners, Renters, Auto, Personal Umbrella etc. If you are looking to become a personal lines insurance agent, you need to review your the insurance license requirements. Your state insurance department may or may not have a study requirement to complete "X" number of credit hours to take the state exam before selling personal lines insurance policies. For example, Alabama Department of Insurance requires 20 Course Hours online for Personal Lines insurance licensing before registering for the exam with the state board. You may take Self-Study, Online or Classroom courses.


What is the advantage of having an independent insurance agent?

Having an independent insurance agent can lead to more personal interaction. He or she can also customize your plans to make your insurance cheaper.


What is a personal lines csr?

A personal lines customer service representative offers insurance services for consumers. They sell products like life and health insurance directly to people.


What is a PPGA insurance contract?

Personal Producing General Agent contract


Where can you obtain farm insurance?

Farm InsuranceAsk your current Property and Casualty lines Insurance Agent to start with. Family farms can usually be covered under Personal Property lines and will usually be cheaper.Hobby farms can often be covered under a Personal Homeowners Insurance Policy.If the Owner is a Corporate entity then it will most likely be classified as Commercial Property lines. Corporate Owners generally experience Higher Risk exposures.Also note that most states have a state Farm Bureau organization which offers Farm Insurance. State Farm Insurance only offers farm insurance for small family and Hobby farms. You can also talk with your local Farm Services Agency or your county extension agent for further information.


Where can I get personal trainer insurance?

Read up on all the steps involved at personaltrainerinsurance.com but don't overpay for it there. Go to a local insurance agent and figure out whether this liability insurance is a better deal at an actual insurance agent's location.


Can you get personal liability insurance separate if your home is insure by NY property Ins Assoc?

OF Course, Just contact a local personal linesproperty and casualty insurance agent.


Do you have to be bonded to be an insurance agent?

yes.. in some States, depends on the lines of Insurance you would be selling.Call your States dept. of professional regulation.


Is a CSR required to be licensed in the state of Nevada for personal lines insurance?

yes