What is Pip car insurance?

Updated: 9/14/2023
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Wiki User

13y ago

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"PIP" is the acronym for Personal Injury Protection. It is the basis of the concept of "no fault coverage" with respect to auto insurance. It is first-party coverage which means that a person who purchases it is also the insured and entitled to the benefits in the event of a covered claim. In this sense, it is to be contrasted to "third party" coverage which pays a third party for damages caused by the negligence of the insured.

Although the specifics of PIP coverage may vary according to state law, most PIP policies benefit the insured, or members of the insured's household, by paying a percentage of the medical expenses and lost wages incurred as a result of an automobile collision. Benefits are paid irrespective of fault for the collision (hence, the term "no fault").

PIP policies are generally available with a variety of deductibles. A deductible is the amount of expense that the insured must incur before the responsibility of the insurer to pay is triggered. The insured him/herself is responsible for paying the deductible amount directly to the medical provider.

In most states, PIP coverage is required in order to get and maintain a driver's license and to register a vehicle.

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13y ago
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12y ago

I would start by checking one of the websites that offers insurance, like Geico or Progressive. PIP insurance is personal injury insurance. If you were to get into an accident and hurt, your insurance would cover it.

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Q: What is Pip car insurance?
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Related questions

You were hit on my moped by a car can you claim pip insurance on her insurance?

No, PIP is only for the occupants of the vehicle.

Where can I buy New Jersey Pip car insurance?

You can purchase New Jersey pip car insurance at Triple A car insurance. You can also check out other companies such as Farmer's insurance or Geico as well.

What does PIP mean in regard to car insurance?

medical insurance

Which companies in Pennsylvania offer PIP car insurance?

their are many companies which offer pip car insurance you can even get it insured online for detailed information try this :

What are some good PIP car insurance companies?

Some good PIP car insurance companies include Triple A auto insurance, Farmer's Auto insurance and Geico car insurance as well. All are pretty great, so just shop around.

Is PIP car insurance required in Florida?

PIP is Personal Insurance Protection and is required in the state of Florida to people who register a car in Florida. This falls under the No Fault law in Florida.

What is PIP car insurance in Pennsylvania?

PIP is Personal Injury Protection. It pays for your medical bills if you are ever injured in an accident. In Pennsylvania, it is mandatory you have PIP coverage.

Am I required to carry PIP car insurance in Texas?

Insurance companies in the state of Texas are required to offer you PIP insurance, and you can refuse to purchase this. In the state of Texas, you are required to pay any damages you make in an accident so PIP is handy just in case.

What is PIP insurance?

It is an acronym for Personal Injury Protection Insurance, or PIP insurance.

Where can one receive PIP insurance?

PIP insurance is an extension of car insurance available in some US states, it covers medical expenses and in some cases, most wages and other damages. One can get it from insurance companies that offer it. One such company is Allstate Insurance.

Will my PIP car insurance cover my medical expenses if I don't have health insurance in Texas?

Your PIP insurance will in most cases cover your medical expenses even if you do not possess the required health insurance in Texas. This would pay for your medical expenses in a wreck.

Is PIP car insurance available in Florida?

Yes, PIP or personal injury protection is available everywhere through your auto insurance carrier. Most people opt for $1000-2000 in coverage.