None.
If you sell your home, you report that to your home insurance company and request cancellation of the policy as it is no longer needed.
You will then be entitled to a refund of any unearned portion of the remainder of your policy term but you would not be refunded for the period of time that the home was still covered.
Seek an Attorney.
premiums
No, it is not illegal for a homeowners insurance company to drop you. But they have to follow the rules for cancellations and non-renewals for the state they are operating in. For example, in Louisiana, if you have been with your homeowners insurance company for 3 years, they can't drop you. In Florida your homeowners insurance company can drop or cancel you but they must meet the minimum notification timeframes.
depending on you insurance company... I know my snowmobiles are covered on my homeowners
If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.
You can find information of life insurance premiums, and what their purposes are by asking your current insurance company provider for information on it.
You pay premiums because insurance companies are a business and they are there to make a profit. Also, the premiums you pay go into a pool of money so the insurance company can pay out claims when necessary.
Each insurance company is different and they have different guidelines. You will need to specifically check with your insurance carrier to determine if you would be reimbursed in the case of terrorism.
The insurance company reserves that right.
Possibly. The insurance company has reimbursed your landlord for his loss, and may indeed be within their rights to attempt to recover that from you as the one responsible. You're not their customer, your lanlord is, and anything they can recover from you will reduce the premiums they charge their customers.Unless the insurance company in question is the renter's, because he had rental insurance. In that case, the renter would be the insurance company's customer. As to whether the insurance company would cover a grease fire, the renter would have to consult his/her policy.
Homeowners insurance is separate from auto insurance. You may get a discount if you buy both from the same company.
No, Insurance Company cannot increase premiums retroactive. It has to declare before hand from which date the increased rate of premium would be operational.