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What if your teen daughter just totaled your vehicle you owe 6500 Are you going to be able to get another vehicle with full coverage insurance?
Wiki User
∙ 14y ago
Every insurer has the right to establish its own underwriting criteria and rate structure, but you should be able to find insurance somewhere. If you are have trouble finding a company that is willing to write you a policy, check with a local independent agent or broker. They have the authority to write business on behalf of several different companies and may be able to place you somewhere more quickly.
You may also have the option of obtaining a policy that excludes your daughter. If you do that, she would not be allowed to drive the car and you would have no coverage if she did so.
Wiki User
∙ 14y ago
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What is the difference between full coverage auto insurance and liability only insurance?
Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.
Is it legal for your insurance company to deny a loss for a car that was totaled?
It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage
Can you get full coverage insurance on a salvage title car in Louisiana?
My insurance provider, Hanover, told me that they would only write liability coverage, and not full coverage on my truck that was flooded and totaled in New Orleans.
How does full coverage insurance pay offs work?
Full coverage insurance will help you get your car fixed after it has been wrecked. You can also get a new car if it has been completely totaled.
Your car was recently totaled by insurance company can you buy it back from the insurance company?
I totaled my Mustang and was able to buy it back from the insurance company. They gave me the Blue-Book value less my $500 deductable. They would not insure it after I repaired it, I had to switch insurance carriers to get coverage.
What do you do if you have full auto insurance coverage and your car breaks down and is totaled?
Automobile insurance, in most cases, does not cover mechanical breakdown. If your car is not worth repairing from a mechanical breakdown and you are able to replace it within a few weeks to a month I would suggest keeping your insurance policy active. This is to avoid having a lapse in insurance coverage which could result in higher insurance premiums when you get another car.AnswerYour car breaking down, and your car being totalled are 2 separate considerations. If your car mechanically breaks down, there is no coverage. If the car has been totaled in an accident, there may be coverage. I guess, more specific info is needed.
If your car is declared totaled do you still have car insurance The insurance company has not paid yet.?
Hi, It depends on what type of insurance you had. Liability, full coverage...etc...Call your insurance company and find out.
Will you have to pay the lien company the rest?
if u sold the car yes,if you totaled it the insurance should pay it off providing you had full coverage and not at fault
Do insurance companies pay for the totaled car causing a collision in a DUI case?
yes if you have collision coverage barring any exclusions in your policy to the contrary.
What are your options on a totaled 2005 financed car that had no insurance coverage?
You have no options! Should have got insurance There are none. You have the joy of paying off a car you no longer have. Best thing to do is try and sell it for parts.
Will gap insurance pay off the balance of your loan if your vehicle is totaled?
In California it is normally necessary for you to currently have comprehensive and collision coverage in place at the time of the accident for your gap insurance to take effect.
If you were involved in an accident and did not have full coverage but the bank had put forced insurance on the loan will that insurance cover the totaled car?
That insurance will probably cover the BANKS interest in the vehicle and any liability that may be assigned to it, but little or nothing for you.
