You have to hope the guy who hit it offer up his liability coverage.
You might consider broader Auto Insurance Coverage in the future when you can afford it.
Unless it was an animal that ran into your car it would be Collision coverage that would apply.
Answer: The vehicle that initiates the collision is at fault.
If the car was legally parked, Yes.
As long as the parked vehicle is parked properly and not illegally parked in any manner, then the vehicle that rear-ended the parked car is at fault. Now if the parked car is sitting illegally (such as double parked or parked in a no parking zone, etc.) then the parked car is at fault or even both the parked car AND the car that hits it are BOTH at fault.
You cannot legally park in a red zone.
If your car was hit while parked and the other driver drove off, then you ask for payment under your collision coverage.
If its comp and collision then it should be fully covered
The one backing out, because you should realize someone is opening a door.
The person who could have prevented the collision. In most cases the car that is moving is at fault.
Generally speaking, the driver in motion is considered to be at fault when a parked car is hit, even if the car was parked illegally. The exception to this would be if the car was parked in a dangerous, hard-to-see location and the driver in motion could not have reasonably avoided hitting it. For example, if a car is parked on a sharp curve in the travel lane of a narrow road, and the driver of a car driving around the curve at the speed limit would not be able to see the parked car until too close to it to avoid a collision, then the driver might not be liable for damage to the parked car, and indeed the driver who parked the car might be liable for damage to the car that hit it.
Nonone If the car is legally parked and the door is being closed, it is the car that hit it's fault, or rather the person driving that car. If the door was being opened, it is the person opening the door.
I can answer that ! Comprehensive!